West Virginia Auto Insurance Quotes

In Montgomery county, Huntington or anywhere else along the long stretches of highway that thread through the state, West Virginia drivers know that uninsured driving doesn’t pay off in the long run. With low online West Virginia auto insurance quotes, you’ll have no problem making certain you stay on the road legally.

WV Liability Insurance Basics

As is the case with many other states, West Virginia requires that all drivers be insured with a minimum amount of liability coverage. For bodily injuries to a single person, $20,000 of coverage is mandated by law, and bodily injury liability insurance should cover $40,000 for the injuries of all accident victims. West Virginia requires $10,000 minimum in property damage coverage, and motorists must additionally carry uninsured motorist coverage in case of collisions with uninsured drivers.

Tort State

In West Virginia, tort courts will review evidence to determine which driver caused an accident, and assign that driver the repayment responsibilities for the damages incurred by the other drivers. Sound complicated? Just know that if you are found to be at fault for an accident, and haven’t gotten covered with West Virginia insurance quotes, you’re going to have to pay out of pocket costs!

West Virginia Penalties

For all you uninsured drivers, many penalties await, including driver’s license and registration suspensions. Reinstatement fees for both total $150, and the length of suspension for your license will be between 30-90 days depending on whether it’s your first or second offense.