Virginia Auto Insurance Quotes

From Virginia Beach to Roanoke, auto insurance is a must. All registered VA vehicles must have a minimum amount of liability coverage, and no matter what portion of the state you inhabit, you can rest assured that driving will be a bit easier with a few new lowered Virginia auto insurance quotes.

Liability Requirements

Virginia Commonwealth Law mandates minimum amounts for liability coverage, fixed at bodily injury liability of $25,000 for a single person’s injuries up to $50,000 for all person’s bodily injuries in an accident. Property damage liability coverage must match at least $20,000 and uninsured motorist coverage is required as well.

Virginia Tort System

As a tort state, Virginia has traffic courts that assign repayment responsibility to the driver who caused an accident. This at fault driver can also be the subject of a civil court lawsuit wherein victims attempt to recoup lost wages, medical bills for continuing treatments, and other expenses. Online Virginia auto insurance quotes can assist you in finding a low policy with the right amount of coverage so you won’t end up paying out of pocket.

Virginia Penalties

The VA DMV uses an electronic reporting system to know when your insurance is invalid. At such a time, you will be required to provide valid proof of insurance, and failure to do so, or being caught driving uninsured can result in serious penalties. $500 fees, as well as reinstatement fees for suspended driver’s licenses and plates can all be applied, so the best course of action is to stay legal with low VA auto insurance quotes.