Vermont Auto Insurance Quotes

Drivers from Burlington to Montpelier are allowed many options for Vermont driver law compliance. Drivers who choose to forgo insurance must pay $115,000 to prove they are financially responsible or otherwise self insured. Low Vermont auto insurance quotes abound online, and with a little bit of comparison shopping, you can get a rate that won’t break the bank.

Vermont Minimum Requirements

Liability insurance must be maintained on all VT vehicles, regardless of their usage status. Minimum liability requirement laws in Vermont regulate that for a single person in an accident, bodily injuries should be covered at $25,000, and $50,000 in coverage for all of the bodily injuries that occur. Property damage must be insured for $10,000. In case of a collision with a driver who isn’t covered, Vermont mandates that you must have uninsured motorist coverage.

Tort System

Vermont has tort courts which, after determining which driver caused the accident, assign payment responsibilities to the aforementioned at-fault motorist. This motorist may also be sued in civil court; such lawsuits usually attempt to recover damages from lost wages, ongoing medical treatment bills, and other expenses. Low Vermont auto insurance quotes prevent you from having to pay for all these costs yourself.

Penalties in Vermont

Uninsured drivers will suffer the addition of points to their driver licenses, fines and mandatory additional financial responsibility verification requirements. All of these consequences can be easily sidestepped, as long as you remember to pick a Vermont insurance quote that meets the minimums.