Utah Auto Insurance Quotes

From Salt Lake City to St. George, the fastest growing state is blossoming with new drivers. Utah does not offer alternative options to the required liability insurance you’ll need for every vehicle you’ve registered there, and you can ensure you meet the minimums with some low online Utah auto insurance quotes.

Minimum Requirements in Utah

Utah has minimum liability coverage requirements of $25,000 in bodily injury insurance for a single person’s injuries or $50,000 for all injuries in a single accident. Property damage liability must be covered by a $15,000 liability insurance and motorists are additionally required to have $3,000 worth of personal injury insurance(PIP). PIP pays medical and funeral expenses for anyone injured in an accident.

Uninsured Motorist Coverage

Uninsured or under-insured motorist coverages are not required in Utah, but they be provided with most policies. Your agent can recommend a good coverage plan that will keep you from having to pay costs that another driver could not cover, and some UT auto insurance quotes reflect this option as well.

Utah’s Legal Penalties

Utah is a tort state, which means that the at-fault driver must pay for the expenses caused by the accident. This still applies if you have no insurance, and if you are caught driving, you will be subject to a minimum $400 fine. Your criminal record will also receive a Class B misdemeanor, and your license and registration can be suspended until you pay for reinstatement and prove you have valid insurance.