South Dakota Auto Insurance Quotes

Split in half by the Missouri River, South Dakota is a vast state to drive in, whether on your way to work, or coming home from a visit to local Mount Rushmore. South Dakota, like other states, has insurance requirements for all registered vehicles, as an affordable alternative to the $50,000 deposit you can leave with the State Treasurer. Cheap online South Dakota auto insurance quotes can help keep you on the road and out of jail.

Liability Requirements

Minimum coverages amounts are required to meet $25,000 in bodily injury liability for a single person’s injuries or death, up to $50,000 for all injuries in an accident, and $25,000 in property damage liability. The state also requires valid uninsured motorist coverage, which can save you money in case of such an accident down the line.

Tort State

As one of many tort states, SD assigns payment responsibilities for accident expenses to the at-fault driver. This driver may also be sued for damages including lost wages, so making sure you get low online South Dakota auto insurance quotes that provide ample coverage is a smart idea.

Expensive Legal Penalties

Uninsured driving in South Dakota will result in drivers being awarded the dubious honor of having a Class 2 misdemeanor added to their criminal record. This situation can quickly spiral out of control as penalties also include year long license suspensions, $100 fines, and up to 30 day jail terms. Additionally, you will have to file an SR-22 from your insurance company, proving you have valid coverage, which will force your premiums to rise.