Pennsylvania Auto Insurance Quotes

From Allentown to Philadelphia, Pennsylvania is rich with history that makes it an oft-frequented tourist destination and constantly surprises and delights its residents. Drivers are afforded many insurance options, including self-insurance, which requires a $50,000 security deposit per vehicle, but for those without such collateral, liability insurance is a sure way to go. As the number of competitive online Pennsylvania auto insurance quotes only increases, so does the ease of getting legally insured.

Liability Requirements in PA

Drivers are required to carry liability insurance for every registered vehicle. The minimum amounts of this insurance must match $15,000 for one person’s bodily injuries in an accident, and $30,000 for all bodily injuries in an accident. Property damage minimum coverage limits are set at a low $5,000, and personal injury protection for medical and funeral expenses is additionally required.

No Fault

One of twelve states that don’t use the common tort system, PA law states that insurance companies are responsible for the expenses of drivers in an accident. Additionally, the at-fault driver is protected from the victim’s civil recompense lawsuits, which tort states allow.

PA Uninsured Penalties

Without proper proof of insurance, drivers are required to immediately give up their license plates, and neglecting to do so will result in various penalties. These include a fine of $300, 90-day vehicle registration and driver’s license suspensions and a $50 reinstatement fee for each. Valid insurance proof in the form of an insurance ID card is readily obtainable online from the same carriers now offering minimal rate Pennsylvania auto insurance quotes.