Oregon Auto Insurance Quotes

A scenic diverse landscape including encompassing Pacific coastal vistas, glaciated Cascade Mountain Range volcanoes and thick dens of evergreen make Oregon a feast for the eyes, and drivers are no exception. Oregon requires some form of liability insurance on all registered vehicles, with a few exceptions, and online Oregon auto insurance quotes can keep you on the road for a fraction of the cost.

Minimum Requirements

Bodily injuries of one person in an accident must be covered up to $25,000 and up to $50,000 for multiple injuries. Property damage must be covered up to $10,000. $15,000 in personal injury protection and uninsured motorist coverage of $25,000 for each person or $50,000 for each crash is mandated by state law. Maintaining the minimum coverage is a sure way to stay out of trouble.

Tort State

Oregon assigns fiscal responsibility to at fault drivers. They must cover accident expenses, and victims can sue them in order to recoup damages in civil court.

Oregon’s Harsh Penalties

Oregon conducts randomly sampled insurance coverage checks, and mail proof of insurance requests to drivers on a regular basis. Once you provide the name of your insurance carrier and your policy information it is checked by the DMV. If you do not have insurance, you must obtain it and an accompanying SR-22 form (proving financial responsibility) from your new carrier. Driving uninsured carries penalties including fines and license suspensions. These fines and other penalties only increase if you are involved in an accident while uninsured, so finding low Oregon auto insurance quotes now will save you money.