Oklahoma Auto Insurance Quotes

When it comes to driving in the Sooner state, as a general rule, the sooner you get car insurance the better. Stiff penalties intended to crack down on those who thought they could drive however they wanted to on rural roads without getting caught. Online Oklahoma auto insurance quotes make maintaining liability on every registered vehicle an easily obtainable goal that will keep you out of financial trouble, or worse, jail.

Oklahoma Liability Requirements

All registered vehicles must carry the minimum liability insurance of $25,000 for a single person’s bodily injuries, $50,000 for all injuries from a single accident, and $25,000 for property damage expenses. Many choose to obtain personal injury protection and uninsured/under-insured motorist coverages as an additional cost-saving precaution.

Oklahoma Tort

The tort system in OK determines who is at fault and mandates that driver must pay accident expenses. Victims of the accident can also sue the at fault driver in civil court to recoup other or uncovered damages, like lost wages and ongoing medical treatment bills.

Penalties

As in other states, valid proof of insurance must be furnished upon request. Commonly an insurance card is used to do this, but proof of participation in some other valid alternative is accepted, but fail to provide any documentation whatsoever and you’ll face tough consequences. 30 day jail sentences, $250 fines, and suspended vehicle registrations and drivers licences followed by license and registration reinstatement fees can make driving uninsured an unnecessary pain. Doing yourself a favor and perusing some online Oklahoma auto insurance quotes can get you an inexpensive policy without all that hassle.