New York Auto Insurance Quotes

New York can be a hectic place for most drivers. With tourism rampant and crazy commuter congestion occurring on a state wide basis, low online New York auto insurance quotes are a must when it comes to being legally able to drive safely, and their widespread accessibility makes them easy to find.

NY Minimums Keep You Legal

New York drivers must carry liability insurance of $25,000 for one person’s bodily injuries, up to $50,000 for all injuries in an accident, and $10,000 in property damage liability coverage. NY requires some amount of uninsured motorist coverage and personal injury protection coverage in addition to wrongful death coverage of $50,000 per on person in an accident and $100,000 for all persons per accident.

No Fault

As a no fault state, NY requires your insurance to cover your expenses for any accident you’re involved in whilst protected by their coverage, including ones that you caused. This, combined with a good comprehensive coverage plan, can save you money if your plan extents are adequate enough.

Don’t Drive Uninsured

Driving uninsured in New York is plainly illegal, and there are penalties to dissuade any who would still venture it. Driver who decide to break this law will find their licenses and vehicle registrations suspended, unless they are in an accident, in which case both will be completely revoked for a year. This can cost more time and money in the long run, and thats not all. Fines of $1,500 are applied to uninsured drivers, who have to pay $750 for their license renewals. Driving uninsured in a state where you will definitely be caught is a pretty poor financial decision, so getting some cheap New York auto insurance quotes online is the option most drivers stick with for success.