New Mexico Auto Insurance Quotes

From Albuquerque to Las Cruces, New Mexico is full of sights to be seen and experienced. Whether old Santa Fe is your taste, or the natural splendor of White Sands Deserts and Cibola National Forest strike your fancy, you’ll surely find something to please, and if you investigate some cheap New Mexico auto insurance quotes online, you won’t have to break the bank just to get around. Although NM allows for the payment of $60,000 to the State Treasurer as alternative to liability insurance, insurance is a much easier option, as it is far cheaper for most drivers.

NM Minimums

With minimum liability coverages set at $25,000 for one person’s bodily accident injuries, up to $50,000 for all injuries and $10,000 in property damage coverage per accident. Personal injury protection and uninsured/under-insured motorist coverages are not required, but are definitely recommended as expense-saving preventative measures in a state where 30% of drivers don’t carry the required coverage!

Tort State

New Mexico tort laws assign responsibility for cost repayment to the driver who caused the accident. This driver can also be subject to civil lawsuits, usually to recoup lost wages, bills for ongoing medical treatment, and other incurred expenses.

NM Penalties

Driving without auto insurance in NM carries a minimum misdemeanor charge, although you have a same-day window of opportunity to brink your insurance proof to the police station if you have it somewhere other than your vehicle and are stopped. Loss of vehicle registration and $300 fines, combined with later costs for registration reinstatement make online New Mexico auto insurance quotes a cheaper option than driving illegally in NM!