New Hampshire Auto Insurance Quotes

New Hampshire is home to the first primary during presidential elections, and the seat of many recreational attractions year-round. If you’re thinking about doing a little bit of driving in this part of New England’s scenic natural splendors, you can rest assured that low New Hampshire auto insurance quotes are readily available online. Although liability insurance is not required for drivers with clean records, prior convictions and an attempt to save money out-of-pocket causes many people to purchase such insurance regardless.

Minimum Liability if Applicable

For those who do purchase liability coverage insurance, minimum property damage coverage is $25,000, and minimum bodily injury coverage is $25,000 for one person in one accident, going up to $50,000 total for all persons injured in an accident. All motorists are required to carry some form of uninsured motorist coverage on all vehicles registered in the state.

Penalties for Failure to Maintain Insurance

Proof of insurance must be furnished by a driver when requested by law enforcement officials or when registering the vehicle if the driver is required to carry insurance. Failure to maintain this insurance as appropriate carries license and registration suspensions, along with reinstatement fees and proof of insurance to get them back. It’s much cheaper to comparison shop between a few low online New Hampshire auto insurance quotes.

Tort State

New Hampshire is a Tort state in which the courts assign responsibility for damage repayment. The driver guilty for causing the accident must pay all costs incurred by the victims, and may also be sued in civil court. The lawsuit may attempt to recoup damages like lost wages or extra bills for continuing medical treatment.