Missouri Auto Insurance Quotes

Missouri, bordered by eight other states, is a melting pot of great urban and rural areas and varied American demographics. The Show-Me state offers alternatives to auto insurance in the form of $60,000 deposits, bonds, or real estate bonds that can be presented to the state’s Department of Revenue, but since this is generally more than most people have in pocket, cheap online Missouri auto insurance quotes are a much easier option!

Minimum Missouri Requirements

With minimum liability insurance requirements like almost any other state, Missouri mandates $25,000 bodily injury liability coverage for a single person up to $50,000 for all persons involved in one accident, and $10,000 in property damage coverage. There are no requirements for personal injury protection or uninsured motorist coverage.

Penalties for Violation

Missouri has different potential penalties that can be applied to those found driving uninsured, including addition of 4 points to the driver’s license, license suspension, or state-mandated monitoring program enrollment. If you don’t think that these are bad, beware, because all can cost you money, either directly in license reinstatement fees, through the extra time you have to check-in for monitoring, or in the higher insurance rates you will now face!

Tort State

Keeping low Missouri auto insurance quotes and premiums coming relies on a good clean driving record. Missouri’s tort system dictates that the driver who is found to be at fault for an accident must pay for the other parties incurred damages, and that driver may additionally be sued under civil law for lost wages and medical bills!