Mississippi Auto Insurance Quotes

Home to more than just the US’ greatest river, a large tourist and hospitality industry, and great aquaculture businesses, Mississippi is a great state to be a driver in. With beautifully forested scenery to look at, and a few low online Mississippi auto insurance quotes to help you keep your expenses low, you can live the good life in the South.

Mississippi Auto Insurance Basics

Mississippi, like other states has minimum liability insurance requirements of $25,000 for a single person’s bodily injuries or $50,000 for all bodily injuries of people involved in a single accident. Additionally, $25,000 is required for property damage liability. With no requirements for personal injury protection or uninsured motorist coverage, Mississippi insurance can have low premiums, although drivers of more expensive vehicles may wish to consider the extra insurance!

Tort State

Under the common Tort System used in Mississippi courts, the driver found to be at fault for the accident must cover the costs incurred by the other drivers and passengers involved. The responsible driver can also be taken to civil court for lawsuits which commonly attempt to recoup lost wages and medical bills.

Keep it Safe, Keep it Legal

Although Mississippi is more lax than other states when it comes to registration time, as no proof of insurance is required then, the penalties for failing to meet the requirements when you’re driving are harsh. First offenders caught driving uninsured face $1,000 fines as well as 1 year registration suspensions, so if you’re not into paying fees and want to keep your Mississippi auto insurance quotes cheap, don’t mess around with the law in the Magnolia State!