Massachusetts Auto Insurance Quotes

Home to many lakes, state reserves, and beautiful pine-fern forests, Massachusetts is a a regular scenic delight for any motorist fortunate enough to pass through. From Taunton and Boston in the South to Methuen in the North, however, state troopers and traffic officers are ever vigilant, and insurance laws are strict, but online Massachusetts auto insurance quotes make it a little bit easier to get by.

Massachusetts Liability Requirements

The minimum amounts of liability coverage that drivers are required to maintain for bodily injuries of one person is $20,000 up to $40,000 for all persons’ injuries. Property damage insurance must be $5,000, and personal injury protection (PIP) must be a minimum of $8,000. Uninsured motorist coverage minimum requirement amounts for bodily injuries are the same as those for liability coverage, and valid insurance must be maintained on all registered vehicles, regardless of if they’re currently driven, and insurance checks do happen!

No-Fault

Massachusetts is one of 12 no-fault states wherein the insurance company must provide for the funds to cover accident expenses, no matter which driver caused the accident. This does not mean that you can get by uninsured, of course, and when you register your vehicle, the DMV will require proof of your insurance in the form of the RMV-1, a document from your insurance company.

Penalties

Uninsured drivers face imprisonment for a maximum of 1 year or fines with minimums and maximums of $500 and $5,000, respectively. Both sentences can be applied in a single case, depending on your particular brand of luck! 60-day license suspensions and registration suspensions in addition to all the fines and potential time in the lock up should motivate you enough. Get low Massachusetts auto insurance quotes now!