Maryland Auto Insurance Quotes

Maryland is home to its own huge concentration of life sciences industries, and many commuters from major East Coast cities, especially the nation’s capital. With so much driving, auto insurance is a legal necessity, and from Hagerstown to Annapolis, there’s no better place to find a low Maryland auto insurance quote than online.

Maryland’s Minimum Requirements

Maryland requires minimum auto insurance liability coverage and uninsured motorist coverage in the same amounts. These are $20,000 for a single person’s injuries up to $40,000 per accident for all person’s injuries in bodily injury damage coverage, and $20,000 in property damage coverage. There is also a minimum requirement for PIP (Personal Injury Protection) set at a low $2,500. Once you register a vehicle, you must file the FR-19 your insurance company provides as proof of insurance and also as a binding agreement to keep your vehicle insured!

Maryland Tort

Maryland uses the Tort system to assign responsibility for payment for the losses incurred by the victims of an accident. The driver found to be at fault must recoup these damages, and can be taken to civil court in reimbursement lawsuits over lost wages and medical bills.

Stiff Penalties? Try Saving a Lot by Staying Legal!

Maryland has financially harsh penalties for driving uninsured! Attempting to sidestep these by providing false insurance is a definite no-no, as it can result in $1,000 fines and 1 years’ jail time. Cumulative fees of $150 for the first 30 days uninsured, with an addition of $7 for each day after that can quickly add up, especially with license suspension and reinstatement fees. Your best bet is to beat the fees to the punch now, with one of these cheap online Maryland auto insurance quotes!