Maine Auto Insurance Quotes

The most northeast state is home to some of the most stunning coastal scenery in the country. Driving along rocky outcrops and bluffs with low online Maine auto insurance quotes, you’re sure to find your way to some of the best seafood the US has to offer, and you won’t have to break the bank to sample it!

Maine Insurance Code

Maine mandates auto insurance and like all other states, has minimum limits for liability coverage. Bodily injury liability limits of $50,000 per person injured, with a total of $100,000 for all injuries per accident, added to minimum property damage liability limits of $25,000, put Maine’s minimums among the nation’s highest. Maine does not offer options for buying alternative coverage through private providers, as its government is attempting to cut down on the insurance fraud that has plagued their system, which experiences the highest amount of such fraud perpetration of any state.

Maine Tort System

Once a culprit is determined as having caused a car accident, that driver and their insurance company are responsible for paying all property damages and medical bills for all parties involved. Although safe driving is always imperative, making sure you are careful and attentively following the rules of the road can prevent your from having to pay fees and experiencing increased insurance rates!

Maine’s Penalties

Maine requires that drivers who are cited for failure to provide proof of insurance must not only purchase a valid policy to meet minimum requirements, but also have to file an SR-22 certificate. This is a document from an insurance carrier that proves an individual’s financial responsibility, and as with all other such documents, is accompanied by a minimum filing fee. Since failure to provide this document can result in license and registration suspensions, it is financially prudent to avoid the hassle of driving uninsured in the first place, by getting low Maine auto insurance quotes online and comparison shopping. You won’t regret it!