Indiana Auto Insurance Quotes

The smallest state west of the Appalachian Mountains in the continental US, Indiana possesses multiple metropolitan cities with populations well over 100,000. Driving safely in the Hoosier State, past rivers, neat square quarter sections of farmland, and peaceful central till plains should all be smooth sailing with a low online Indiana auto insurance quote.

Indiana Minimum Requirements

Indiana requires drivers to have insurance policies with a minimum bodily injury liability coverage of $25,000 for each injured person, up to $50,000 total per accident. Property damage liability must be maintained with at least $10,000 in coverage. Personal injury protection and uninsured motorist coverage are both legally unnecessary, but may be appropriate depending on one’s situation.

Tort System

In order to determine who pays expenses incurred in accidents, Indiana’s tort style system generally assigns all payment responsibilities to the at-fault driver. This means that the driver found to have caused the accident can be sued in civil court for lost wages or medical bills incurred by those involved in the accident, and must pay any general expenses.

Save Today with an Online Quote that Keeps You Legal!

Indiana will suspend a driver’s license for 90 days if they are found to be driving without valid insurance, and that’s just for a first-time offender. Reinstatement fees for such offenders are $150, and proof of valid insurance must be provided, bearing the signature of a representative from the carrier. The penalties only become harsher for repeat offenders, and the fees climb accordingly, so be smart and save yourself money by getting a competitive Indiana auto insurance quote!